American Express® Gold Credit Card by Maybank

Card Benefits

• Low finance charge of only 9% p.a if you pay your minimum payment on time every month (Sample Savings Calculation)
• Earn 5x Reward Points for each Ringgit spent on groceries, petrol, Cathay Cineplexes, bookstores (KinComplimentary Supplemokuniya, Borders, MPH, Times) and telco charges via Express Autopay (Celcom, Digi, Maxis, Telekom)
• Earn 2x Reward Points for every Ringgit spent on other expenses
• Lifetime Fee Waiver
• Complimentary Supplementary Card (The RM 25 Service Tax still apply)
• 20 days interest free for retail purchases from the date of your monthly billing statement
• Balance Transfer
• 24/7 online account access
• Emergency card replacement within 24 hours (Within Malaysia) and 48 Hours (Outside Malaysia)
• Access to global assistance

Membership Rewards

• Reward Points that never expires so that you do not lose your points
• Pay your bill with your Reward Points where you can redeem 200 points for RM 1 to pay off your credit card bill (That's 1% to 2.5% rebate). Click here for more details on how to redeem your points

iPhone App

• There's also an iPhone app that enables you to have access of all the local Cardmember offers through your iPhone
• Click here to find out more and to download the app.

Eligibility

• Malaysian and Expatriates with minimum annual income of RM 30,000
• Principal cardholders must be within 21 to 65 years old
• Supplementary cardholders must be 18 years old and above

Other Seasonal Offers (not necessarily offered in the future)

• 15% Cash Back for a specific period of time

If you are interested to apply for this card, you can head to Maybank's website and download their application form. The documents needed for the application are also available in their websites. Another issue that you need to know is that starting from February 2011, all hardcopy/printed statement will be charged RM 2. However, you can choose to received eStatement which is free of charge. Go Green :)